Lizard I saw on the trail down from Yosemite Falls

When I was younger, I dreamed that I would win the lottery, or win a big cash prize and all my troubles would be instantly solved. Now that I am older and wiser, I am grateful that I never received such a windfall. They say over 90 percent of people that receive a large sum of money all at once end up the same or worse off than they were before. I believe that if I am meant to acquire wealth, it will be at a time in my life when I am ready to handle it responsibly.